Pepper Homeloans join Ingard’s mortgage and buy to let panel
We’re delighted to announce that Pepper Homeloans have joined our residential mortgage and buy to let panel.
The lender’s individual underwriting approach allows them to offer fantastic rates and criteria for borrowers with adverse credit and the recently self-employed.
Ingard Members can submit business to Pepper direct or via Ingard’s Specialist Team. Directly Authorised brokers can submit business to Pepper via Ingard’s Specialist Team. Call us on 01702 538 800 for more details.
Residential Mortgage Highlights Include:
- Manual underwriting
- No credit scoring
- Limited Edition 2 year fixed for 30 months with rates from 2.93%
- LTVs up to 85%
- Self-employed – minimum 1 year’s trading
- No max value for CCJs and Defaults
- Free legals on all remortgages (standard legal work only)
- Minimum property value £70k
Buy to Let Mortgage Highlights Include:
- Manual underwriting
- No credit scoring
- 5 Year fixed rates 4.58%. Rental calc based on 140% pay rate
- Up to 80% LTV
- No max value for CCJs and Defaults
- Free legals on all remortgages (standard legal work only)
- Self-employed minimum 1 year’s trading
- Minimum income £18k
Call our Specialist Team on 01702 538 800 for guidance on the best rates and criteria available or complete one of the below short forms: